Automated Tax Credit - Tax Debt Resolution
Glossary

CP297C Notice: Intent to Levy on Government Payments

The CP297C Notice is issued by the IRS to inform taxpayers that it intends to levy federal government payments to recover outstanding tax debt. This could apply to Social Security benefits, federal pensions, or payments on government contracts. The CP297C is often one of the last steps before the IRS actively garnishes government funds to satisfy tax liabilities.

Key components of IRS CP297C Notice include:

  1. Explanation of Intent to Levy Government Payments
    The CP297C Notice states the IRS’s decision to garnish government payments if the taxpayer fails to address the unpaid tax debt. This notice often follows several prior communications and indicates that the IRS is moving toward enforced collection.
  2. Options for Avoiding the Levy
    Taxpayers can prevent the levy by:

    • Paying the debt in full: Resolving the outstanding balance to halt the levy.
    • Setting up an installment agreement: Establishing a payment plan to settle the debt in manageable installments.
    • Applying for currently not collectible (CNC) status: Demonstrating financial hardship to suspend the levy temporarily.
  3. Consequences of Ignoring the Notice
    If the taxpayer does not respond, the IRS will proceed with levying government payments. This enforced collection can significantly impact individuals relying on federal payments for basic living expenses.
  4. Importance to Tax Debt Resolution
    The CP297C Notice provides a final opportunity for taxpayers to address their debt before losing access to federal payments. Acting on this notice helps taxpayers avoid enforced collection and protect vital government funds while working toward debt resolution.

The CP297C Notice underscores the IRS’s authority to intercept government payments for tax collection, emphasizing the urgency of timely action to avoid financial disruption.

Recommendation

Letter 3127C

IRS Letter 3127C confirms that changes have been made to an existing Installment Agreement, including revised payment amounts and due dates.

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